When engineers from FM Global conduct inspections at industrial facilities, whose interests do they primarily protect?

The primary focus of engineers from FM Global during inspections at industrial facilities is to protect the interests of insurance companies. FM Global is a mutual insurance company that specializes in property insurance, and their engineers assess risks to mitigate potential losses for their clients, who are primarily businesses. By evaluating safety measures and potential hazards, they help ensure that facilities are designed and maintained in a way that minimizes the risk of fire and other hazards. This, in turn, protects the financial interests of the insurance companies they serve, as reduced risk can lead to fewer claims.

While public safety, facility workers, and local governments are all important considerations in the broader context of fire safety and prevention, the engineers' inspections and recommendations are primarily aimed at safe-guarding the assets and liabilities of the businesses insured by FM Global. Thus, their role centers around mitigating risks that would otherwise result in significant financial losses for the insurance companies they represent.